Description
Christmas shouldn’t start January in debt. Enter your expected 13th-month pay and bonuses, plan your gift list and holiday spending, and see exactly what’s left.
What’s inside
- Budget vs actual per gift & category
- 13th-month + bonus income tracker
- Auto leftover so you don’t overspend
- Start Here guide + single-user license
- Peso-ready — works in Excel & Google Sheets
Works in Excel and Google Sheets — desktop or mobile. No formulas to build; just type your numbers. Sent to you once we confirm your payment.





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